FREE STUDENT BANKING WITH BMO

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FREE CHEQUING AND SAVINGS ACCOUNT
Free banking while you're a student.
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BMO SPC MASTERCARD CASHBACK
Get $60 when you sign up.
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BMO SPC MASTERCARD
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FAQ

Applying for a BMO SPC MasterCard is SUPER simple, just hit the apply buttons above and fill out an application form - it’ll take less than 10 minutes!

Your credit limit is determined based on your income, existing debt, and credit history.

Your credit limit can increase or decrease over time depending on how responsible you are with making payments on time and staying within the limit.

Not necessarily, but when you apply for your credit card you should be able to show some form of income to help with approval.

You can pay your balance in full each month or you can pay the minimum balance by the payment due date. The minimum payment amount will be shown on your statement each month. To avoid paying interest you will have to pay the full amount each month- probably the safer bet if you want to save money!

Nope, you’re a free bird! You don’t need a reference letter or signature from your parents to apply for this credit card.